Usually my armies and navies are made like this.
Ambush Armies 4 Heavy Infantry Units, 4 Heavy Calvary Units, and 2 Archer Units
Defensive Armies 6 Heavy Infantry Units, 3 Archer Units, and 1 Siege Weapon in no Siege Weapon is avaliable 4 Archer Units then
Fast Armies 6 Heavy Calvary Units, 3 Heavy Infantry Units, and 1 Archer Unit
Naval Armadas 40 Naval Units 4 Full Naval Forces (trust me this is useful for blockades and choke points on the map as well as battles it increases victory chances)
Siege Armies 5 Heavy Infantry Units, 3 Siege Weapon Units, and 2 Archer Units
Standard Armies 4 Heavy Infantry Units, 3 Heavy Calvary Units, 2 Archer Units, and 1 Siege Weapon Unit
Settlement Armies 1-4
1 7 Heavy Infantry Units, 2 Archer Units, and 1 Leader Unit
2 5 Heavy Infantry Units, 4 Archer Units, and 1 Leader Unit
3 6 Heavy Infantry Units, 3 Archer Units, and 1 Leader Unit
4 4 Heavy Infantry Units, 4 Archer Units, and 1 Leader Unit
Hope these forces help someone
[This message has been edited by Mjr Massacre (edited 12-23-2008 @ 05:47 AM).]